With a bit of effort, you can drive your monthly fee down to as low as zero or even negative [in which case, you start getting paid!]. Some of these schemes are made to further your own goal of Financial Independence [discipline, emotional control, targets for corpus] or our goal of growing Moneyplication sustainably and profitably [referrals, recharges etc.].
Target Corpus Discount
Comparison Between Different Types of Discount
Example Case Study - How Exactly Discounts Apply